- Bordereaux
- Reconciliation
- Trust accounting
- Tax and stamp duty calculations
- Multicurrency transactions
- Claims and recoveries
- Global settlement
- Debtor and creditor management
Tech spec • Issue No.1
Built for insurance.
Not bolted on.
Your ERP doesn't know what a bordereau is. Your policy system wasn't built to reconcile. Grappler was built for exactly this, and nothing else.
The hidden cost of generic software
Generic tools create insurance-specific problems.
Most finance software wasn't designed for bordereaux, trust accounts, premium tax or carrier settlements. Which is why insurance teams end up bridging the gaps with spreadsheets and point solutions.
ERPs don't understand insurance data
Every broker sends policy and premium data in a different format. ERPs need a custom integration for each one, and your team maintains those forever.
Policy systems weren't built to reconcile
They track what's owed. They don't track what's been received, matched, and reconciled against the bank. That's a different problem.
Spreadsheets don't scale
They work at low volumes. But when you're processing thousands of transactions across multiple carriers, they become the bottleneck.
Audit trails don't map themselves
Manual processes produce manual evidence. Which means every audit starts with reconstruction, not presentation.
"Hiring more people to manage more spreadsheets was not the future Delta wanted."
Jordan Urry
CFO, Delta Insurance
Same month-end. Different ending.
Grappler was built for the work insurance finance teams actually do.
- Daily trial balances
- Only review exceptions
- Automated close reconciliations, accruals, adjustments, reporting
- Dashboards and reports
Trusted by leading insurance businesses, worldwide.
Impact delivered
What changes when finance stops forcing generic systems to fit?
- 90%+ of transactions auto-matched
- 75–95% reduction in reconciliation effort
- Faster month-end
- Better audit readiness
- Less unallocated cash
- Finance teams freed to focus on supporting the business
"We can spend time on things that really support the business. Grappler has been a game changer."
Cara Cronje
Head of Finance, Envest Agencies
Grappler live and in daily useThe Insurance Finance Benchmark
Is your finance stack built for insurance?
Can you handle 2X growth? Take the 3-minute assessment to determine whether your finance operations are ready to scale.
Question 1 of 6
0%
How long does your month-end close typically take?
Not another finance system
Why finance teams switch to Grappler.
Because it's the first platform they've found that understands:
- How insurance cash moves
- How bordereaux and partner outputs are generated
- How trust money needs to be managed
- How auditors ask questions
- How insurance finance teams actually work at month-end
Enterprise-grade foundations.
- Complete audit trail on every transaction
- Secure authentication and access controls
- Open APIs and integration options
- Regional hosting and deployment flexibility
Capabilities
Close faster. With confidence.
Close faster. With confidence.
Match payments automatically across brokers, policies and carriers.
Claims reconciliation & recoveries
Track claims payments and recoveries without spreadsheets.
Trust accounts, always balanced
Keep trust and operating accounts structurally separate.
Any bordereaux. Any format.
Ingest, validate and reconcile any bordereaux format.
Premium tax, calculated automatically
Calculated and posted automatically by jurisdiction.
Multi-currency without spreadsheets
Live FX, revaluation and settlement across markets.